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ACA

The Affordable Care Act (ACA)

The Affordable Care Act (ACA) requires employers to provide a notice to current employees with information regarding their coverage options, including information on the Health Insurance Marketplace by October 1, 2013, and to each new employee at the time of hire, or no later than within 14 days of and employee’s start date. Padgett Business Services is pleased to inform you that we have numerous tools, resources, and products available to help you and your company to comply with the ACA, including a copy of the Employer Notice of Coverage Options letter that you must send to your employees starting on October 1, 2013.

Under the ACA, individuals will be able to purchase health coverage through state of federally facilitated Health Insurance Marketplaces. Individuals will be able to enroll for coverage through the Marketplace beginning October 1, 2013 with individual coverage beginning effective January 1, 2014.

Padgett Business Services has 3 versions of the Employer Notice of Coverage Options letter from which employers can choose to send to send to your employees. The letter you choose will depend on whether you currently offer coverage to your employees and, if so, what type.

Employer Notice of Coverage Options (for employers who offer health plans)

Employer Notice of Coverage Options (for employers who offer health plans – with additional detail)

Employer Notice of Coverage Options (for employers who do not offer a health plan)

In addition, here are several sites that will provide assistance with complying with ACA (The links below will direct you away from our site):


Padgett Business Services looks forward to helping you comply with the various aspects of the ACA and will keep you informed of our product and other developments tailored to meet the unique needs of small business owners. We appreciate the opportunity to serve your business needs.